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March 10, 2011     Tri-County News
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March 10, 2011
 

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Thursday, March 10, 2011 mball, M N Spring flood season, be prepared As the spring flood season Rothman wants the insurance quickly approaches, Mike Roth- customers to know that flood dam- man, Commissioner of the Min- age is not typically covered under a nesota Department of Commerce, homeowners/renters policy. reminds consumers of the impor- The Minnesota Department tance of preparation in order to of Commerce has developed a mitigate potential losses. There are one-stop shop to help Minne- steps that can and should be taken sota homeowners and businesses now to address the pending dam- address property damages caused ages in what may be another record by storms or flooding. One of the year of flooding, most useful tools available on the Now is the time to make deci- site is a sions about flood insurance. Flood home inventory checklist that con- insurance policies do not become sumers can use to take inventory active until after a 30-day wait- of their belongings. Homeowners ing period. Depending upon how who complete this checklist will quickly this winter's record snowfall find themselves far better prepared melts, consumers and businesses to assess their losses in the wake of who walt to act could be caught a disaster. without coverage. Purchase flood insurance before flooding With forecasts predicting sig- Flood insurance is available nificant flooding this spring, Min- to everyone in those communi- nesota faces the threat of flood- ties that participate in the National ing along rivers and tributaries Flood Insurance Program. Homes throughout the state. The Federal and businesses do not have to be in Emergency Management Agency a high-risk flood hazard area to be (FEMA) is encouraging individuals, eligible for coverage. In fact, more families and businesses to prepare than 20 percent of all claims come for flooding now by purchasing a from floods that happened in low flood insurance policy, as there is ormoderate flood-riskareas. a 30-day waiting period before a The average cost of a flood flood insurance policy takes effect, insurance premium in Minnesota Over the past 20 years, there is about $663 a year, less than $2 a have been numerous flood disas- day for financial protection from ters in Minnesota, 21 of which have what could be devastating effects of been significant enough to war- afloodinahomeorbusiness. Flood rant disaster declarations by the insurance policies can be pur- president. A claim on a flood insur- chased for both the property and ance policy can be filed after any contents; an insurance agent can flooding event whether or not it is tailor a policy to fit specific needs. declared a disaster by the president. Find out more about flood insur- "We're all at some level of flood ance and your flood risk online risk. Homeowners, renters and at , or call business owners should take steps (888) 379-9531. now to protect against that risk," FEMA's mission is to support said Andrew Velasquez III, FEMA our citizens and first responders Region V administrator. "Because to ensure that as a nation we work homeowner's insurance does not together to build, sustain, and im- cover flood loss, purchasing a flood prove our capability to prepare for, insurance policy is one of the best protect against, respond to, recover ways to protect yourself from the from, and mitigate all hazards. financial impacts associated with flood damage." Change clocks, change batteries March 13 As you spring ahead, spring up "Batteries are different. They're and check that smoke alarm, too. subject to deterioration from heat, As that night approaches whenmoisture, and simple passage of we turn our clocks ahead and time. Replacing them once a year "spring forward," it's also time to is not difficult, and the payoff will consider the following facts:be very much worth the effort." 1,500 Minnesotans have diedHome fires are one of the most in fires over the last 26 years, about common emergencies Americans half of them between the hours of face. Surviving any emergency 6 p.m. and 6 a.m., when many peo- begins with a plan, and residential ple are typically sleeping, fires are no different. A home fire In 2009, 46 percent of our safety plan should include install- Ji|| Perllee "Slices of Life" ,: A love story We were busy bickering - like gear options available on our van. couples can bicker after two or 12 There was neutral, drive, reverse or 20 years of marriage, and a couple of others; one was He made breakfast five morn-designated by the number 3, the ings in a row. I folded eight loads of other with the letter L. I knew this laundry. He fed the dog and took last option was for pulling loads in out the garbage. I fed the fish and low gear - when a person needed cleaned thetoilets, some heavy-duty action, not to I made meatloaf. He shoveledmention traction. the driveway. I helped with home- I needed both. I'd been trying work. He served as field trip chap- to prod the van forward by putting erone. I packed bagged lunches, it into drive. Maybe the low gear He drove the kids to school,would give me the added traction I Finally, it was Friday and we needed to free myself (and the van) were both exhausted. Still, he came from the snow undertow. home from work and unloaded the I put the van into L and low- dishwasher. I mopped the floor, ered my foot on the gas. The engine He gave the dog a bath. I cleaned roared; my wheels spun. The van up the cat's vomit, didn't budge. Thank goodness. Early Saturday morning, the Quicker than you can say, "Run action started anew. I made the cof- me over with a stuck minivan," my fee. He poured. He cleared the table, husband popped up in front of the I wiped offthe crumbs. Neither of us vehicle. He wasn't in the house, like said a word. We were too busy. I thought, but had been working The competition was enough to under the bumper. put us over the edge. Until I nearly If my low gear super tire traction killed him. idea had worked.., and the van had Amidst our other weekend shot forward.., well, I don't want to duties, we'd managed to get the go there. minivan stuck in a large snow My husband mouthed a few bank bordering our driveway,expletives that I most certainly (Imagine what that did for our deserved. What could I do, except collective bickering moods.) We yell, "I thought you were in the had things to do, places to go.. It house!" was imperative we get the vehicle And sit in the van, stunned by unstuck, what I'd almost done. My eyes My husband started with the started watering. shovel, working his way under the There are moments in life when back tires to improve traction. He your actions can change the future then pushed the van from behind forever. Thank goodness this wasn't while I gently - ever so gently - one of them. My husband got the stepped on the gas. ("Don't spin long, yellow, ropey-tubey thingama- the wheels," he warned.) jig hooked up and pulled the van out No go. with the SUE. As he was working, I After more shoveling and push- looked at him through my tears - like ing and gradual pressure on the you don't often look at someone after gas we hadn't moved an inch. 20 years of marriage - and noticed It was time for the big guns. how tall he is and how the little bit of My husband went into the garage gray hair at his temples makes him and returned with a long, yellow, even more handsome than ever. ropey-tubey thingamajig. We would In that moment - intermingled attach it to our van (stuck) and our with remorse and love - I knew this SUV (pull-out vehicle). My husband was a man worth more than a thou- worked outside doing the hooking sand loads of folded laundry and while I remained in the van. countless instances of cleaning cat I adjusted the radio and heat vomit (as romantic as that sounds). and glanced up to check on my Later on, I would tell him how husband's progress. He was sorry I was. For now, I promised nowhere to be seen. I figured he myself for at least the millionth must have gone into the house - time that I'd love him forever. And, probably to use the bathroom. I vowed to never bicker about silly I sat for a minute or so inside things again - or at least for the rest the stuck van at the end of the of the weekend. driveway waiting for my husband Jill Pertler, award-winning syn- to return. I fiddled more with the dicated columnist and author of state's population lived in greater Minnesota, where the per capita fire death rate outpaced the seven- of the home, testing them monthly county metro area by nearly two- and replacing batteries annually. to-one. Small children should be taught Of those who lost their lives how to react to night fires, and in 2009 residential fires, only 17 practicing family fire drills will percent died where smoke alarms assure that everyone knows how were known to be present and to get outside from any, room in working. In 2008, it was 18 percent; the house. in2007, 16percent. "Once a year, spring or fall, These facts prove that smoke think about the importance of alarms save lives, but only when smoke alarms and make sure that they work. That's the reason for yours are working," Rosendahl the "Change Your Clocks, Change says. "Most fire deaths are entirely Your Batteries" campaign, created preventable, and adequate warn- 24 years ago by the International jng is essential to survival." Association of Fire Chiefs and the For more information about makers of Energizer batteries, smoke alarm use and mainte- "A typical smoke alarm will last fiance, along with Minnesota fire from eight to ten years," says State statistics from other years, visit Fire Marshal Jerry Rosendahl. www.fire.state.mn.us. ing and testing smoke alarms in radio and pondered our wedged every bedroom and on each level circumstance. www.tricou ntynews. M N "The Do-It-Yourselfer's Guide to Self-Syndication" is collecting fans Wouldn't my husband be on Facebook on her Slices of Life impressed if I emancipated the page. E-mall her at ; or visit her website at In my search for a magic solu- . POSTMASTER: Send address changes to the Tri-County News, P.O. Box 220, Kimball MN 55353. The Tri-County News (USPS 639- 180) is entered at the Post Office, Kimbatt, Minnesota 55353, as Periodi- cats. It is published Thursdays by the Tri-County News, Inc., RO. Box 220, Kimbalt MN 55353, Stearns County. LOCATION: Our office is at 70 Main Street South in downtown Kimbat[. Weekday office hours are Monday 9 a.m.-5 p.m. and Tuesday through Fri- day 9 a.m.-2 p.m. Our telephone and fax number is (320) 398-5000. E-mail can be addressed to . Our Web site is . We also have a drop site at Ertt Hardware Hank in downtown Watkins. DEADLINE: 2 p.m. Monday. RATES: Subscription rates are S36/year ($26 for age 62 and order) in Minnesota; $46/year ($36 for se- niors) elsewhere in the U.S. Single copy price is 75 cents. STAFF: Jean Doran Matua, Editor and Pubtisher Sue Hughes: Creative Designer Maxine Doran: Admin. Associate Marguerite Laabs: Photographer Marlene A. Young: Ad Sates Rep The staff of the Tri-County News recognizes that it has a responsibili- ty to report the news accuratety and fairly, and that it is accountable to the pubtic. Ptease contact our office if you feet we've fatten short of that objective. LE'I-rERS: The Tri-County News welcomes tetters promoting the ex- change of ideas and opinions. To be considered for publication, tetters shoutd address a topic of current or generat interest. Private thanks, po- titica[ serf-promotion, tibetous fetters, or letters denigrating character or reputation witt not be pubtished. Art letters must bear the writer's signa- ture, address and tetephone number. We reserve the right to edit for ctarity and readability. LEGAL PUBLICATION: The Trf- County News is the publication of record for the city of Kirnbatt, In- dependent Schoot District #739, Ctearwater River Watershed District, Stearns County, and the Townships of Fair Haven, Kingston and Maine Prairie. RECYCLING: The Tri-County News is printed with soy inks on re- cycted paper whenever possible. We encourage recycting. COPYRIGHT: Art content herein is the property of the Tri-County News and is protected by U.S. copyright taw; content may not be reproduced without our written prior consent. We are proud to be a member of: Minnesota Newspaper Assoc. Kimbatt Area Chamber Kimbatt Area Historicat Society Stearns County Press Assoc. 2011 MNAAd Contest first-ptace winner; 2010 MNAAward for Best Website, 2010. MNA Award for Best Serf-Promotion Ad; 2010 MNA Award for Best Color Ad; 2010 MNAAward for Best News Photo; 2009 MNA Award for Best Serf-Promotion Ad, 2008 MNAAward for Best Advertise- ment; 2008 Award for Portrait and Personatity Photography; 2007 MNAAward for Advertising Excettence; 2007 MNA Award, Best Information Graphic; 2006 MNA Award, Ct3ssified Adver- tising; 2004 MNA Award, Advertising Excettence; 2000 MNA Award, Best Locat News Story. 2011, Tri-County News