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Tri-County News
Kimball, Minnesota
August 13, 2009     Tri-County News
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August 13, 2009

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| r i Thursday, August 13, 2009 4 Community Kimb I, MN ACROSS 1 Heche or Hathaway 5 Kine 9 Aries 12 "Groovy" 13 "Hi, sailod" 14 First lady? 15 "Becker" star 17 Part of DJIA 18 Record container 19 Go on all fours 21 Concerning 22 Plant louse 24 Nose lengtheners? 27 Snake eyes 28 Lummoxes 31 Antiquated 32 Toward the stern 33 Savings acronym 34 Puff 36 Greek consonants 37 Let fall 38 Dynamite inventor 40 Author Milne 41 Dictation taker 43 Not quite 47 Spoon- King Crossword I 2 12 15 18 II 24 25 31 34 II 6i Ii 22 1 i 10 11 II 29 30 __ u II 41 42 45 46 47 50 51 ! ---- i ~ i 54 I 52 Canal zone 7 Court 29 To and -- 53 Dance 8 Simultaneity 30 Tree fluid lesson 9 Famed 35 Took the 54 Fa-la link oilfield prize 55 Hourglass fill firefighter 37 Grayish red 56 Japanese 10 Acknowledge 39 Skeleton zither 11 Kitten's components remark 40 Milwaukee DOWN 16 Rd. product 1 Gospels' 20 "Flying Down 41 Long follow-up to --" lunches 2 Yuletide 22 Terrible 42 Small combo refrain 23 Cookware 43 Sleeping 3 Protuberance 24 High-arc shot 44 Sgt. Snorkel's bender Geller 4 Respectable 25 Under the dog 48 "Deliverance" people? weather 45 Undo a dele actor 5 Chaplin prop 26 AI Bundy's 46 Glitch in print 51 Puppeteer 6 Surprise portrayer 49 Historic time Baird cries 27 Domesticate 50 Cacophony 2009 King Features Synd., Inc. Don't get scammed in the Federal Cash for Clunkers program In late June President Obama signed into law the Car Allowance Rebate System (CARS) or Cash for Clunkers program~ CARS provides a rebate for consumers who trade in qualifying gas guzzlers for more energy efficient cars. Unfortunately, even before the program began, scarnmers were attempting to pIy their trade and the Better Business Bureau (BBB) offers the following guidance for car shoppers on how to participate in the program and avoid getting scammed. The CARS program has proved to be extremely popular; according to the NewYork Times, it generated more than $920 million in rebates and more than 220,000 in auto sales. Car shoppers burned through the $1 billion that was initially set aside for the program and the Fed- eral government had to quicMy appropriate an additional $2 billion to keep the program going. "Not only were some consum- ers quick to take advantage of the new program, but scammers didn't waste any time either," said Dana Badgerow, president and CEO of the Better Business Bureau serv- ing Minnesota and North Dakota. "Because the program is new, iden- tity thieves know that they can cull sensitive personal informa- tion from consumers while looking like they are actually trying to offer assistance to participate in the pro- grain." Even before the legislation passed, the National Highway Traf- fic Safety Administration reported that Web sites were soliciting infor- mation like names, addresses and Social Security numbers in order to register people for the program. The BBB serving Louisville received reports from consumers who received phone calls with offers for help in filling out the paperwork to receive a voucher to participate in the program. The BBB offers the follow- ing guidance to car buyers on the basics of the CARS program: You do not need to register or receive a voucher to participate in the program; it is the responsibil- ity, of the dealership to fill out all appropriate paperwork. Not all dealers are participating in the program. Participating deal- ers must register with the Federal government. The program applies toward new cars and trucks that are either leased or purchased. Not all new vehicles will qual- ify for receiving the credit. The new vehicle must be priced less than $45,000 and passenger vehicles must have a combined fuel econ- omy value of at least 22 miles per gallon. The amount of the credit is $3,500 or $4,500 depending upon the difference between the com- bined fuel econorr~ of the vehicle that is traded in and that of the new vehicle. The credit will be applied toward the cost of the new car. Trade-ins that qualify must be no older than 25 years and have a combined city/highway fuel econ- omy of 18 miles per gallon or less at the time it was originally pur- chased. Visit to learn the fuel economy of specific vehicle& The trade-in vehicle must have been continuously insured, in accordance with State law, and reg- istered in the same owner's name for the one-year period immedi- ately prior to the trade-in. Additional restrictions apply and the BBB recommends con- sulting the official Web site for the CARS program at for more information. Consumers can also call the CARS Hotline at (866) CAR-7891 orTTYat (800) 424- 9153 For more advice on purchasing and maintaining an automobile, visit < www. bbb. org>. The mission of the Better Busi- ness Bureau is to promote through self-regulation, the highest stan- dards of business ethics and con- duct; and to instill public confi- dence in responsible businesses through programs of education and action that inform, protect and assist the general public: Contact the BBB at or (651) 699-1111, toil-free at (800) 646-6222. -- ~ Crossword -- Last weeks answers Solution time: 27 mins: H A U sluIPIsloIPIsl U N r LBINIUITILI[ITI RA = AIslTIYILIIIzIEI L NICIEITIoIoIzIEI F B S GIoIAINIAIslAILI L A Z 1AILIoIoIF U S S EITlslwlEIRIvlEI LIIIBIIIRIEIEIKI G R I MIRIEIDIAITIEI R A V iCIEIRIEIAIL i DO IIzlEIEIvlIIclTI S I a PlAIzlDIoIzlEINI T O Y OIRIElslwlEIEITI THEINI WELL CO. Wells Pumps Water Conditioning (d(d(d. Three scams targeting job hunters As the unemplOyment rate BBB advice: Job hunters should rises, so does the threat of scares targeting job seekers. The Better "Business Bureau (BBB) warns job hunters to be extremely cautious in their search for work because scammers are out to take advan- tage of them and make a fast buck. The national unemployment rateiscreepingcloserto 10percent- worse than the Federal Reserve predicted back in April. Already 13 states are experiencing unemploy- ment rates in the double-digits. As more people find themselves out of work, they are also becom- ing targets of scammers looking to take advantage of those who are already facing a tough financial situation. "More families are becoming increasingly susceptible to suspect offers for employment as they try to find work in an extremely com- petitive job market," said Dana Badgerow, president and CEO of the Better Business Bureau serv- ing Minnesota and North Dakota. "Scammers have set their sights on the unemployed because the number of potential victims is growing by the hundreds of thou- sands every month." The BBB advises job hunters to beware of: Job offers that require an upfront fee Earlier this year, job ads cropped up in Florida from a com- pany claiming it was looking to hire 2,500 employees for their new headquarters. Applicants had to submit $24 to pay for a back- ground check. Law enforcement later found out that the money only went to the pockets of the company's owner. Sadly, similar schemes crop up across the coun- try every year. While the amount of money lost by any one victim may be small, the total amount taken in by the schemer can be sig- nificant. never have to pay money up front to be considered for a job. If a poten- tial employer asks the job hunter to pay the company to cover the costs of testing, training or back- ground checks, it should be con- sidered a red flag. Job placement assistance that makes big promises but can't deliver Job placement companies, or headhunter firms, often do not charge the job seekers for help finding a job, but are instead paid by companies that need help fill- ing positions. Some job placement companies, however, have been taking money from job hunters and not fulfilling their promises of quick employment. The BBB of Greater Maryland recently warned job hunters about one such placement firm that was advertising on Craigslist. The company charged as much as $195 and guaranteedqt could find job hunters work. Unfortunately, job hunters didn't receive call backs or refunds and had no real way to contact the company. BBB Advice: Always research a job placement company first with the BBB before signing any con- tracts or paying any money. Be extremely cautious about paying up-front fees and know how to get a refund. Phishing attempts by ID thieves pretending to be real busi- nesses Identity thieves employ many different methods for getting per- sonal financial information from job hunters. Spare e-mail might offer agreat opportunity and direct the job hunter to a Web site that is designed to install malware on his or her computer or solicit bank account or Social Security num- bers. In other cases, the job hunter might even be asked to submit a r6sum6, be informed that they've been hired and then immedi: ately be asked for bank account or Social Security numbers. BBB Advice: Be extremely cau- tious when responding to unso- licited e-mails from supposed employers - even if the company name is well-known - and do not click on any links in the e-mail until having vetted the company fully and can confirm that the e-mail came from a legitimate source. Legitimate employers will need Social Security numbers for tax purposes and may need a bank account number to deposit pay- checks for newly hired employees, but job hunters should be wary of any requests for such information from companies and job offers prior to employment. For more advice on avoiding scams and fraud visit . The mission of the Better Busi- ness Bureau is to promote through self-regulation, the highest stan- dards of business ethics and con- duct; and to instill public confi- dence in responsible businesses through programs of education and action that inform, protect and assist the public. Contact the BBB at , or (651) 699-1111, toll-free at (800) 646- 6222. Kimball Area ~~ Emergency "~ Food Shelf~_~=q~ Inc. St. Anne's Church in Kimball 10 - 10:45 a.m. Tues./Thurs. Also open 2nd Monday of the month: 5:30-6:30 p.m. tel. (320) 398-2211 For after-hours emergencies, call one of the area churches.